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This is a personal weblog – not a peer reviewed journal or a sponsored publication. I make no representation as to accuracy, completeness, correctness, suitability or validity of information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries or damages arising from its display or use.  All information is provided on an as-is-basis.  It is the reader’s responsibility to verify their own facts.


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About Me

My life Motto:

20 years of Learning

20 years of Learning & Earning

20 years of Learning, Returning & Earning!!

Anything beyond 60 - BONUS!! 

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