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This is a personal weblog – not a peer reviewed journal or a sponsored publication. I make no representation as to accuracy, completeness, correctness, suitability or validity of information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries or damages arising from its display or use.  All information is provided on an as-is-basis.  It is the reader’s responsibility to verify their own facts.

The views and opinions expressed in this blog are those of the authors and do not necessarily reflect the official policy of any other agency, organization, employer or company.  Being critically thinking human beings, these views are always subject to change, revision and rethinking at any time.  Please do not hold me to them in perpetuity.
Comments on the website are the sole responsibility of the writers and the writers will take full responsibility, liability and blame for any libel or litigation that result from soemthing written in or as a direct result of something written in comment.  Feel free to challenge and disagree with me in the comments section – but I reserve the right to delete any comment for any reason whatsoever (abusive, rude etc.) – so keep it polite and relevant. Please!!


The views, thoughts and opinions expressed in the website are my own and do not represent the opinions of any entity whatsoever with which I have been, am now or will be affiliated.  The author and the bog are not responsible for any misuse, reuse, recylced and cited and/or uncited copies of content within this blog by others.

I am not responsible for any action taken as a result of the information or advice in my website. Readers should seek specialist advice from a financial advisor, doctor, lawyer or other professional regarding their individual situation before acting on the advice given.

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I are not responsible for the content of external websites that I link with and the products or services that they offer.  I do not endorse the products or services advertised. I am not responsible for any action taken after clicking on an advertisement on my website.

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